Want money advice that you can actually understand? So much money advice ignores who we are, our background, our values, and our emotions. I’ll show you how to be in better control of your money every week, even if you’re just starting out.
🦷 Sometimes life has teeth
Howdy,
Whenever life throws me something painful or I witness something sad, I have a saying that I say to myself — sometimes life has teeth — as in, life is gonna bite you and it’s gonna hurt.
Those experiences don’t have to define us, but sometimes they might and other times, it’s the fertile soil that allows us to grow. All we have to do is look to nature to see that shit accelerates growth.
I interviewed Krista St-Germain, a grief expert and master certified life coach. She helps people through probably one of the most painful experiences one can have in their life: loss of a spouse and trying to build a life after it. In our conversation we chat about the idea of wealth purgatory, the financial aftermath in the wake of loss and the reality of navigating grief.
I hope this conversation is helpful and if possible, comforting to anyone suffering through loss.
Your friend,
P.S. Want to join our Monthly Money Party? Sign up to get an invitation here.
1.💰 Getting Out of Wealth Purgatory with Krista St-Germain (Weird Finance) In this episode of Weird Finance, Paco talks to Krista St. Germain (@lifecoachkrista) about becoming a grief expert and coach, the misconceptions about grief, the importance of integrating grief into one’s life, the concept of wealth purgatory, normalizing discussions around grief and money, the challenge of receiving a large sum of money in the aftermath of loss, and the practical and emotional aspects of managing finances, including healing and challenging belief systems around money. This episode also features a segment called Slow and Steady with Leo by Leo Aquino (@queerandtranswealth), an award-winning author, poet, and anti-capitalist personal finance expert.
2. 🤑 Why so many people are paying to get their paychecks (Vox) Meet wage access apps — or payday loans by another name.
3. 🧊 What YouTube Hustlers Can Teach Us About AI (Intelligencer)
4. 🤓 A bookkeeping thing - Do you Need a Tax Projection? (HYG Original)
5. 💻 An Open Letter to Buy Now, Pay Later Companies. Your product is like cigarettes for people’s financial lives (The Hell Yeah Group) Please, be less shitty.
6. 💭 Faking the Funk: How Bootsy Collins Impostors Pulled Off the Ultimate Music Biz Scam (Rolling Stone) With star-shaped shades and platform boots, the Bootsy fakes bilked friends and family out of money over decades.
7. 😨 So You’re Going on a Trip You Can’t Afford (The New York Times) Here are a few strategies to help keep travel costs under control.
8. 😔 Here's How Much Money You Actually Need to Retire at 55 (Travel and Leisure) How to approach your retirement savings so you can get off the 9-to-5 grind early and spend more time traveling.
Thanks to Copilot for sponsoring this issue of the Nerdletter!
Twelve years ago, when I first tried budgeting apps, it felt like the people who made them actively wanted me to hate budgeting. The interfaces were clunky and frustrating and instead of helping me with my spending, I resented having to budget even more.
When I finally found Copilot, I was so grateful that a budgeting app had the user in mind. The features are robust and the interface makes it so damn easy to track my expenses. The team is also adding helpful new features. The experience is actually enjoyable. Copilot is a beautiful home for your finances.
Check it out and see for yourself! Use code PACO2 for a FREE two-month trial.
If you have a question you’d like me to answer on the Weird Finance podcast, you can leave me a voicemail at 1-833-ASK-PACO. You can also email me your question by replying to this email or emailing us at weirdfinancepod@gmail.com.
The Nerdletter by Paco de Leon
Want money advice that you can actually understand? So much money advice ignores who we are, our background, our values, and our emotions. I’ll show you how to be in better control of your money every week, even if you’re just starting out.
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